According to Texas law, what is the minimum bodily injury liability coverage required for personal auto insurance?

In Texas, the minimum bodily injury liability coverage required for personal auto insurance is established to ensure that drivers can cover the costs of injuries they may cause to others in the event of an accident. The correct answer reflects the legal standard that mandates a minimum of $30,000 for bodily injury per person, with a total maximum liability of $60,000 per accident involving multiple injured parties.

This requirement serves to protect individuals who are injured in an accident by ensuring that there is sufficient coverage to address medical expenses, lost wages, and other related costs. The $30,000 per person limit ensures that even higher medical costs for a single individual can be adequately covered, while the $60,000 cap helps address situations where multiple people are affected by a single incident. Such regulations are designed to protect not only the injured parties but also the insured drivers from potentially devastating financial liability.

The other options do not meet the legal requirements in Texas for minimum coverage, which is a crucial aspect for individuals to understand when selecting their auto insurance policies.