In the scenario of an insured's property getting damaged by their dog, how much will a special form dwelling policy cover?

In the context of a special form dwelling policy, coverage for damages caused by pets, like a dog, is typically excluded. This is because most standard homeowners insurance policies do not cover damage to property caused by the policyholder's own pet. As such, the insured would not receive any compensation for this type of damage under the special form dwelling policy. The policy is designed to cover certain named perils and excludes pet-related damage, meaning that the insured would be responsible for the full cost of repairs without any financial support from their insurance in this particular circumstance.

Understanding this exclusion is crucial as it highlights the limitations of a special form dwelling policy in regards to damages caused by pets, which is an important aspect for policyholders to be aware of when evaluating their insurance needs.