What is the term for the sworn written statement that must be provided by the insured to the insurer prior to any payment of loss?

The correct term for the sworn written statement submitted by the insured to the insurer before any payment for a loss is "Proof of Loss." This document is crucial in the insurance claims process, as it formally outlines the details of the claim being made. It typically includes important information such as the time and cause of the loss, the specifics of the property or item that was lost or damaged, and any relevant details the insurer needs to properly assess and process the claim.

The requirement for a Proof of Loss ensures that the insurer has adequate documentation to validate the claim and helps to minimize fraud by requiring a sworn statement. This step is essential for maintaining the integrity of the insurance process and for allowing the insurer to confirm that the circumstances of the loss align with the policy coverage.

While the other options relate to various aspects of the claims process, they do not encompass the necessity of a sworn statement. A Claim Form is a general term that may not necessarily capture the requirement for it to be sworn. Notification of Claim refers to the initial alert to the insurer about a potential claim but does not constitute the detailed accounting of the loss itself. A Damage Report could describe the extent of the damage but lacks the formal, sworn assertion of loss that Proof of Loss provides.