What type of insurance typically covers personal injury such as defamation?

Personal liability coverage is designed to protect individuals from claims made by other parties for damages caused by personal actions, which can include personal injury claims such as defamation, slander, or libel. This type of coverage is essential for individuals who may unintentionally harm someone else's reputation through false statements or other actions. It not only provides financial protection for legal costs and damages arising from such claims but also helps defend the insured against lawsuits, ensuring peace of mind regarding personal interactions and communications.

Property insurance typically focuses on physical assets, such as homes or personal belongings, and does not address personal injury claims. Health insurance primarily covers medical expenses arising from injuries or illnesses but is not related to liability for defamation or personal injury. Workers' compensation insurance is specifically designed to address injuries or illnesses that occur in the workplace and covers employees, but it does not extend to personal injury claims outside of work scenarios. Therefore, personal liability coverage is the most appropriate type of insurance for situations involving defamation and personal injury claims.