What would happen if an insured did not keep a valid driver’s license while applying for coverage?

If an insured does not maintain a valid driver's license while applying for coverage, the insurer might refuse to pay claims because having a valid driver's license is often a crucial requirement for auto insurance policies. Insurers rely on this information to assess the risk they are taking on by providing coverage. A valid license indicates that the driver is legally permitted to operate a vehicle and is presumably meeting legal standards for driving. If an insured is unlicensed, it raises concerns about their driving behavior and potential liability. As a result, if a claim is made, the insurer may argue that the risk is higher or that the policy is void due to the lack of compliance with essential requirements, potentially leading to denial of coverage for claims related to driving incidents. This underscores the importance of having a valid driver's license as part of the eligibility criteria for maintaining an active and valid insurance policy.