Which type of insurance would typically cover damages caused by natural disasters?

Property insurance is designed to cover damages to property resulting from natural disasters, such as floods, earthquakes, hurricanes, and tornadoes. This type of insurance provides financial protection for homeowners and businesses against the loss of their physical assets. It typically includes coverage for buildings, personal property, and may also cover additional living expenses if the property becomes uninhabitable due to a covered event.

Other types of insurance listed do not cater specifically to damages caused by natural disasters. General liability insurance primarily covers third-party bodily injury and property damage claims but does not protect assets from natural disasters. Worker’s compensation insurance provides benefits to employees who suffer work-related injuries or illnesses and is unrelated to property damage. Life insurance offers financial protection to beneficiaries upon the death of the insured and does not address property or natural disaster-related losses. Thus, property insurance is the most appropriate choice for covering damages caused by natural disasters.